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If you have asked three vendors what a customer portal or operations system will cost, you already know the answer: wildly different numbers, each defended with confidence.
One quote is a day-rate and a shrug. Another is fixed, assuming you will not change your mind. A third looks cheap until deployment, hosting, and upkeep are still on your payroll.
This is how software buying has worked for years. The question in 2026 is whether you can get a locked proposal without writing a forty-page specification first.
Most quotes are not pricing the same thing.
Hourly agencies sell time. Discovery, change requests, and “clarification” meetings are billed as they appear. The real cost is the invoice trail, not the first PDF.
Fixed-price agencies sell a scoped build. Cleaner — if the scope was honest. Anything missing becomes a change order. You either over-specify up front or pay later.
DIY AI coding tools sell speed of screens. They do not sell auth, file storage, email, staging, deployment, documentation, or a handover your accountant can defend. The sticker looks low because the operational cost is invisible until someone on your team owns it.
When one shop says six figures and another says “a weekend with a coding tool,” they are pricing different outcomes — not disagreeing about Singapore market rates.
Marviy’s positioning of the traditional path is blunt: custom business software used to mean engineers, project managers, consultants, 3–12 months, and $50K–$500K. That is the agency-world benchmark — what many operators still budget for when they want something built properly and handed over.
It is not a promise of what Marviy will charge you. It is the reference point that makes “days, not months” and Marviy’s claim of 60–80% lower cost than traditional delivery meaningful as a comparison, not a coupon code.
For well-scoped projects, Marviy also states 3–14 day delivery — a factory claim for clear outcomes, not a guarantee every idea finishes in a fortnight.
Strip the jargon and every serious quote is really four decisions:
Agencies often win on deployment and lose on time and cost. AI tools win on early screens and lose on deployment and change control. A software factory — problem in, deployed software out, human approval gates — aims to hold all four without a permanent engineering headcount on your side.
In practice, COOs here ask a second question after “how much?”: if this goes wrong, can we leave?
Licence traps, opaque hosting, and forever-retainers are soft lock-in. The cleaner structure: approve at each gate, test on staging, sign off, then take code and IP. Ongoing care sits on an SLA — not as hidden staff.
Marviy Pte Ltd (Singapore) positions itself that way: the Software Factory for business, not a body shop or a code generator left on your desk.
You do not need a PRD to start. You need a clear problem and a named owner who can approve gates.
Marviy does not publish a price list. The path is:
If the brief is still fuzzy, a Discovery Sprint (five working days) produces a build-ready spec. That cost is credited in full if you proceed; you can also take the outputs elsewhere.
The commercial difference in 2026 is not “cheapest line on a spreadsheet,” but a priced, gated path from conversation to live system — without pretending every project costs the same.
Four answers beat forty pages:
If you can answer those, a factory can price the work. If you cannot, start with discovery — not with an inflated fixed quote built on guesses.
Founding Programme businesses get 20% off, a dedicated person on the build, and a published story if they want one — a commercial offer, not a quality claim.
The wild range in Singapore quotes will not disappear. What can change is whether you accept open-ended time, DIY deployment debt, or a locked proposal against a clear outcome.
Describe the problem to ARIA. No account required to start. See how pricing works — custom proposal, price locked at acceptance, milestone payments.